Ledn Crypto Loans
Get the funds you need, keep the Bitcoin and Ethereum you love. Our B2X Loans are instant, and our Crypto-backed Loans are typically funded within 24 hours of approval. Pay off your loans at any time without penalties. No monthly payments are required.
Supported digital assets
We pride ourselves of only supporting the most liquid digital assets. Our loans are denominated in USD, but can be received in your local fiat currency.
Our products
Collateral management
- Ledn has the right to lend collateral to earn interest.
- Get a lower interest rate for your loan.
- Information on use of collateral is always available in our monthly Open Book Report.
- Collateral is held in custody with qualified custodians and banks.
- Collateral is not lent out to generate interest.
- Loan collateral is not subject to the credit risk associated with the rehypothecation of digital assets.
The Ledn difference
Access funds easily
Ledn Loans are simple and accessible. All you need is the minimum 1,000 USD equivalent in BTC or ETH collateral and you are automatically approved without any further credit check required.
Fast & flexible
Our loans are typically funded within 24 hours of approval. They can be paid back at any time without penalties, and no monthly payments are required.
Verifiable
We are the first digital asset lending company in the crypto industry to complete a Proof-of-Reserves Attestation. Each client with a balance on the Ledn platform at the time that the procedure is performed can use a unique hashed ID to confirm that their balance is accounted for in the periodic reports.
How do crypto backed loans work?
Your Crypto Loan questions answered
What are crypto backed loans?
Crypto backed loans are a fast and convenient way to access USD denominated loans using your BTC or ETH as collateral. These loans can be disbursed in your local currency.
Is there a minimum amount for a crypto backed loan?
To qualify for a BTC or ETH backed loan, you only need to have a minimum of BTC or ETH collateral equivalent to 1,000 USD.
How do I open a crypto backed loan?
Log into our platform ledn.io, and select the “BTC-backed” or “ETH-backed” option from the menu, then follow the instructions presented on the screen after clicking on "Apply for a loan".
What currency can I get my loan in?
Loans can be funded in USD, USDC or your local currency. The loan will be denominated in US dollars regardless of the currency in which it is disbursed.
Are crypto backed loans available in my country?
Our crypto backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.
Can I pay back my loan before the end of the 12-month term?
Yes. You can repay the loan before the maturity date without any penalties.
* Annual interest rates and annual percentage rates are subject to change and may vary based on type of loan, the principal amount requested, and the borrower's jurisdiction of residence. Learn more in our Disclaimers.